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Privacy Policy |
| FACTS |
What does HealthCom Federal Credit Union do with your personal information? |
| Why? |
Financial companies choose how they share your personal information. Fedearl law gives consumers the right to limit some but not all sharing. Fedearl law also requires us to tell you how we collect, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
| *Social Security number |
*Account transactions |
| *Credit History |
*Credit Scores |
| *Payment History |
*Transaction or Loss history |
When you are no longer our customer, we continue to share your information as described in this notice.
|
| How? |
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons HealthCom Federal Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share
your personal information. |
Does HealthCom Fedearl Credit Union Share? |
Can you limit this sharing? |
For our everday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
For our marketing purposes -
To offer our products and services to you.
|
Yes |
No |
| For joint marketing with Other financial companies |
Yes |
No |
For our affiliates' everyday business purposes -
Information about your transactions and experiences
|
Yes |
No |
For our affiliates' everday business perposes -
Information about your creditworthiness
|
No |
We don't share |
| For our affiliates to market to you |
Yes |
No |
| For our non-affiliates to market to you |
No |
We don't share |
| Who we are: |
HealthCom Federal Credit Union |
| Who is providing this notice? |
HealthCom Fedearl Credit Union
1412 Chattanooga Avenue
Dalton, GA 30720
(706) 272-6196 |
| What we do: |
|
| How does HealthCom Federal Credit Union Protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does HealthCom Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you
*Open an account or apply for a loan
*Provide account information or show your dirver's license
*Make deposits or withdrawals from your account(s)
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all information sharing? |
Federal law gives you the right to limit only
*sharing for affiliates' everyday business purposes -
information about your creditworthiness.
*affiliates form using your information to market to you
*sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
*Financial service providers, such as insurance companies
*Non-financial, such as consumer reporting agencies
*Companies that perform marketing services on our behalf |
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
*HealthCom Federal Credit Union does not share with non-affiliates
so they can market to you. |
| Joint Marketing |
A formal agreement between non-affiliate financial companies that together market financial products or services to you.
*Independent Mortgage Associates, Libety Mutual Group, & CUNA Mutual Group |
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