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Loan Rates

Current Loan Rates for May 15, 2013

Mortgage Loans
Call 800-425-6949 for current rates
Second Mortgage Loans
a second mortgage loan is an installment loan, like regular mortgages and auto loans and has a fixed rate. You're given a certain amount of money which you typically receive all at once and pay back according to a set payment schedule.
Call 706-272-6196 Ext. 224/226 for current rates
5 years
4.99%* APR
10 years
5.99%* APR
15 years
6.99%* APR
 
New Auto Loans 15,000 Miles or Less:
(Will finance 100% purchase price plus sales tax, fees and all warranties)
Annual Percentage Rate
2 years
1.99%* APR
3 years
2.99%* APR
4 years
3.99%* APR
5 years
4.99%* APR
6 years ($25k minimum)
5.99%* APR
7 years ($25k minimum)
6.99%* APR
Used Auto Loans 2013 - 2008:
(100% retail clean value plus sales tax, fees and all warranties)**
2 years
1.99%* APR
3 years
2.99%* APR
4 years
3.99%* APR
5 years
4.99%* APR
6 years (minimum $25k)
5.99%* APR
7 years (minimum $25k)
6.99%* APR
Used Autos (2007 and older models)
2 years
9.99%* APR
3 years
10.99%* APR
4 years
11.99%* APR
New Motorcycle Loans 15,000 Miles or Less:
(Will finance 90% purchase price plus sales tax, fees and all warranties)
Annual Percentage Rate
2 years
4.99%* APR
3 years
5.99%* APR
4 years
6.99%* APR
5 years
7.99%* APR
6 years ($25k minimum)
8.99%* APR
7 years ($25k minimum)
9.99%* APR
Used Motorcycle Loans 2013 - 2011:
(80% retail clean value plus sales tax, fees and all warranties)**
2 years
5.99%* APR
3 years
6.99%* APR
4 years
7.99%* APR
5 years
8.99%* APR
6 years (minimum $25k)
9.99%* APR
7 years (minimum $25k)
10.99%* APR
Personal Loans
up to 3 years (under $5,000)
11.99%* APR
up to 4 years ($5,000 and above)
12.99%* APR
Share Secured Loans:
up to 3 years
3.00% above current rate earned
Undeveloped Land :
As low as 6.99%* depending on term and credit qualifications
New and Used Boats 2013-2011
5 years (Will finance 80%)
6.99% APR
6 years (Will finance 80%)
7.99% APR
New and Used RV's 2013-2011:
(Will finance 80%)
5 years
6.99% APR
6 years
7.99% APR

Click here for the compound interest calculator or click here for the APR calculator.

*The Annual Percentage Rate you receive is based on certain credit worthiness criteria.
**Loan values and retail clean values to be stated in the NADA guides.  

All rates are subject to change without prior notice.

For more detailed information on our loan rates, please call a loan officer at HealthCom Federal Credit Union.