Mortgage Loans
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Call 800-425-6949 for current rates |
Second Mortgage Loans
a second mortgage loan is an installment loan, like regular mortgages and auto loans and has a fixed rate. You're given a certain amount of money which you typically receive all at once and pay back according to a set payment schedule. |
Call 706-272-6196 Ext. 224/226 for current rates |
5 years |
4.99%* APR |
10 years |
5.29%* APR |
15 years |
5.59%* APR |
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Home Equity Loans
Works like a credit card. You're given a credit limit that you can borrow against, and paying down your debt frees up more credit that you can potentially spend. Home-equity lines of credit have variable interest rates that are typically tied to the prime rate. Please contact credit union for rate and further information.
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Call 706-272-6196 Ext. 224/226 for current rates |
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New
Auto/Motorcycle Loans 15,000 Miles or Less:
(Will finance 100% purchase price plus sales tax, fees and all warranties)
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Annual Percentage Rate |
2 years |
1.99%* APR |
3 years |
2.99%* APR |
4 years |
3.49%* APR |
5 years |
3.99%* APR |
6 years |
4.49%* APR |
7 years ($25k minimum) |
4.99%* APR |
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Used
Auto/Motorcycle Loans 2012 - 2008:
(100% retail clean value plus sales tax, fees and all warranties)** |
2 years |
1.99%* APR |
3 years |
2.99%* APR |
4 years |
3.49%* APR |
5 years |
3.99%* APR |
6 years |
4.49%* APR |
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Used Cars & Motorcycles |
3 years (2004 - 2007 models) |
7.99%* APR |
3 years (2004 & older) |
8.99%* APR |
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Personal Loans |
up to 3 years (under $5,000) |
10.99%* APR
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up to 4 years ($5,000 and above) |
11.99%* APR
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Share Secured Loans: |
up to 3 years |
3.00% above current rate earned |
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Undeveloped Land :
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up to 5 years |
4.99% APR |
up to 10 years |
5.29% APR |
(Will finance 80% of appraised value to $50,000 in Whitfield, Murray, Catoosa and Gordon Counties) |
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New and Used Boats |
5 years (Will finance 100%) |
5.99% APR |
6 years (Will finance 100%) |
6.99% APR |
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RV's ATV's, & Farm Equipment:
(Will finance 100%) |
5 years |
5.99% APR |
6 years |
6.99% APR |
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